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Divided We Fall: A Political Scientist’s Case for Canadian Citizenship in an Age of Polarization

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A Country at a Crossroads

It started with a seminar on uncivil discourse and an election south of the border that nobody quite expected. For Dr. Max Cameron, professor of political science at UBC’s School of Public Policy and Global Affairs, those two moments crystallized into something larger: a question about what Canada is, what it could become, and whether its citizens are prepared to defend it.

His new book, Divided We Fall, arrives at a moment when that question feels urgent. Across the democratic world, polarization is accelerating. Institutions are under strain. And yet, Cameron argues, Canada is not simply a smaller version of the United States — it has its own political traditions, its own fractures, and its own reasons for cautious optimism.

The book is, in his words, written by a political scientist as a citizen for fellow citizens.

The Spark Behind the Book

Cameron traces the project’s origins to a Lind seminar he co-taught with Kathryn Gretsinger, associate professor of teaching at UBC’s School of Journalism, Writing and Media. The seminar examined polarization and uncivil discourse in the American context, and it left Cameron convinced that Canada needed its own version of that reckoning.

Then Donald Trump won a second term and began speaking openly about Canada as a prospective 51st state. Something shifted. Rather than fracturing along familiar regional and partisan lines, Canadians pushed back together — elbows up, as the phrase went — with a renewed sense of shared identity that Cameron found striking enough to build an entire argument around.

“Rather than becoming more polarized, Canadians suddenly became more united,” he notes. That collective reflex, however fleeting, became the book’s animating example.

What Polarization Actually Means

Cameron is careful not to treat all political division as pathological. Some degree of polarization, he argues, is not only normal but necessary in a pluralistic democracy — people enter political life precisely because they hold different visions of how society should be organized. He cites Governor General Louise Arbour’s observation that extreme consensus is as dangerous as extreme division, since genuine disagreement fuels critical thinking and democratic creativity.

The line Cameron draws is between productive conflict and what researchers call pernicious polarization — the kind where differences become so entrenched that citizens begin tolerating, or even welcoming, anti-democratic behaviour from leaders they perceive as allies. That, the historical record suggests, is almost always the precursor to democratic breakdown.

Navigating that distinction demands something specific: compassion and genuine listening, yes, but also the willingness to name and resist polarization when it is being deployed as a tool of domination rather than a natural expression of political difference.

Canada’s Position — and Its Vulnerabilities

Cameron does not offer Canada a clean bill of health. The country carries its own deep tensions — between federal and provincial authorities, between Quebec’s distinct political culture and the rest of the federation, between Indigenous nations asserting sovereignty and a constitutional order still working through what that means in practice. Regional grievances, from Atlantic fisheries policy to Prairie energy politics, are real and deserve serious attention rather than dismissal.

What Cameron suggests is that Canada’s institutional architecture — its parliamentary system, its federal structure, its tradition of negotiated accommodation — gives it tools that other democracies lack. Those tools are not self-executing. They require citizens who know how to use them.

The Responsibilities of Citizenship

This is where the book shifts from diagnosis to something closer to a civic argument. Cameron’s central claim is that sovereignty — real, meaningful sovereignty — depends on citizens who are genuinely capable of self-governance: engaged, informed, willing to enter the discomfort of political conflict rather than retreat from it.

Many Canadians, he observes, are conflict-avoidant by disposition. Politics feels negative, so people withdraw into private life. But a community that collectively disengages from its own governance is no longer, in any meaningful sense, self-governing.

The habits Cameron calls for go beyond voting, though voting matters. He points to joining civic associations, voicing opinions in public, telling stories that build social cohesion across difference, developing the skills to engage in conflict constructively, and finding ways to serve community life directly. These are not abstract virtues — they are, he argues, the practical character traits that democratic self-governance actually requires.

And despite everything, Cameron says he remains optimistic. Not naively so, but with the measured confidence of someone who watched Canadians, briefly and imperfectly, choose solidarity over division when it mattered.

About the Author

Max Cameron holds a PhD from the University of California, Berkeley (1989) and is a professor in the Department of Political Science and the School of Public Policy and Global Affairs at the University of British Columbia. Divided We Fall is available now.

Trump Calls for World’s Lowest U.S. Interest Rates Ahead of Federal Reserve Meeting

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The announcement came without warning, and it landed squarely in the middle of a politically charged moment.

Speaking from Doonbeg, Ireland — where he was attending a golf tournament at his own club — President Donald Trump declared on Sunday that the United States should carry the world’s lowest interest rate. The statement arrived just days before the U.S. Federal Reserve was scheduled to meet, renewing long-standing tensions between the White House and the central bank over monetary policy independence.

A Promise Floated at the Convention

The interest rate remarks were not the only economic pledge Trump made that weekend. Days earlier, during a speech at the Republican Party convention, Trump had unveiled a proposal to send $5,000 payments to every American adult — a sweeping promise he repeated to reporters in Ireland on Sunday. “I don’t know but it’s easy if the Republicans win,” Trump said when asked whether Congress would need to authorize the payments. “We’re taking in so much money,” he added, suggesting trillions of dollars were flowing into the country.

The proposal drew immediate scrutiny. House Speaker Mike Johnson, a Louisiana Republican, acknowledged the same day that any such payment would require congressional approval. “Of course, the devil’s in the details. We have to figure all that out,” Johnson told CNN’s State of the Union, offering support for the idea in principle while stopping well short of a firm commitment.

Not every Republican was as accommodating. Representative Mike Lawler of New York — running in a closely contested race — declined to specifically endorse the $5,000 dividend when pressed on ABC’s This Week. “I support putting money back in the pockets of hardworking Americans,” he said, pointing instead to the tax cuts contained in the One Big Beautiful Bill passed the previous year. “But whether you call it a stimulus check or a dividend, the question is, how do you pay for it? We have a $4 trillion debt, and we have to be serious about tackling that.”

Democratic Skepticism and Pointed Comparisons

Democratic politicians wasted little time pushing back. House Minority Leader Hakeem Jeffries told ABC’s This Week that the proposal was not a “serious” one. Senator Mallory McMorrow of Michigan drew a sharper comparison, reminding viewers that an earlier promise of Affordable Care Act subsidy payments — worth roughly $1,000 per household — had never materialized after Republican legislation cancelled the underlying subsidies. “If you believe that you’re going to get $5,000, I’ve got a bridge to sell you,” McMorrow said on CNN.

Lisa Gilbert, co-president of the consumer advocacy organization Public Citizen, went further still, framing the proposal in explicitly electoral terms. “This explicit and desperate attempt to buy votes in the November election is a new low,” Gilbert said. “Trump knows he can’t do this, and yet he’s attempting to bribe voters with the false promise of cash to help his party win an election, which is antithetical to every principle of American democracy.”

The Broader Economic Backdrop

The $5,000 proposal and the interest rate comments together sketched a picture of a president eager to place his economic stamp on the coming election cycle. By calling for the lowest interest rates in the world just before a scheduled Federal Reserve meeting, Trump was openly pressuring an institution designed by statute to operate independently of political direction — a pattern that has defined much of his relationship with the central bank across both of his terms in office.

Whether Congress would ever advance a $5,000 payment scheme remains deeply uncertain. Republicans hold a narrow majority, and, as Lawler’s cautious response illustrated, fiscal concerns within the caucus have not disappeared. The Federal Reserve, for its part, has historically declined to respond publicly to presidential pressure on rate decisions, leaving the ultimate shape of both proposals — the payments and the rates — unresolved as the election season accelerates.

Vancouver Opens Its First Licensed Weekend Child Care for School-Age Children

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For years, parents working outside the conventional Monday-to-Friday workweek in Vancouver had few options when it came to licensed child care. Nurses pulling weekend hospital shifts, restaurant workers clocking in on Saturdays, emergency responders on rotating schedules — all of them navigated a system that simply wasn’t built around their reality. That gap, long acknowledged but rarely addressed, began to close this past Saturday.

The Champlain Heights Community Centre, located in Vancouver’s southeast, quietly made history by opening the city’s first licensed weekend child care program for school-aged children. The service runs Saturdays and Sundays from 8 a.m. to 6 p.m., welcoming children between the ages of five and twelve. It is a modest but meaningful step, one that advocates say has been overdue for a generation.

The idea grew out of a straightforward observation. Robert Baxter, president of the Champlain Heights Community Association and a parent himself, noticed that the community centre’s child care facility sat largely empty on weekends — space and staff going unused while families in the neighbourhood scrambled for coverage. “We realized that our child care centre was being underutilized on the weekends,” Baxter said. The solution seemed obvious once someone stopped to look for it.

What makes the program especially notable is its structural flexibility. Rather than requiring families to commit to a fixed weekly schedule, parents can register for a single day or book as many weekends as their situation demands. That kind of adaptability is rare in licensed child care, where rigid enrollment models have historically failed workers on rotating or irregular shifts. Baxter acknowledged that this flexibility was central to the program’s design, precisely because it mirrors the unpredictable nature of the jobs many parents actually hold.

Vancouver city councillor Sean Orr welcomed the opening, framing it within a broader conversation about who child care policy is actually designed to serve. “Not everyone works a nine to five job,” Orr said. He pointed specifically to newcomers to Canada, who often lack the extended family networks that many longer-established residents rely on for informal weekend coverage — a reality that makes accessible, affordable, licensed care not merely convenient but essential to economic participation.

Sharon Gregson of the Coalition of Childcare Advocates of B.C. offered a sharper edge to the celebration. She called weekend child care long overdue and noted that workers in health care, emergency services, hospitality and real estate have struggled for years to find arrangements that fit their schedules. “It’s still a big culture shift to think about licensed child care on the weekends,” Gregson said — a candid reminder that Saturday’s opening, welcome as it is, represents a beginning rather than a resolution. The broader child care system, she suggested, has yet to fully reckon with the diversity of how Canadians actually work and live.

‘We Are Losing Precious Time’: A 71-Year-Old’s Five-Month Wait for a UK Family Visa Exposes Post-Brexit Double Standard

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When British media reported in early September on the case of a British man facing deportation from Sweden, the story prompted a striking response from a reader who recognized the same bureaucratic cruelty — but from the other side of the border.

Vera-Lynn Watson is 71 years old, a German-American citizen, and has been married to her British husband for 38 years. In all that time, the two had never lived apart except when work demanded it. That is not a small thing. It is the kind of sustained, ordinary commitment that immigration systems are, in principle, designed to accommodate.

In 2023, the couple bought property in the United Kingdom so that her husband could retire there. The plan was straightforward: he would settle in, she would finish her job in Germany, and then they would join him — along with their two adult sons. A life, finally, in one place.

On 1 April 2026, Watson submitted her application for a UK family visa. Her lawyer suggested the process would take roughly six weeks.

Five months passed.

By the time Watson wrote publicly about her situation, she had spent over £7,000 in legal and administrative costs. She had retained a solicitor, contacted her MP, filed formal complaints, and paid extra for priority processing services. The Home Office, she wrote, remained “an impenetrable wall.” Her application status had not moved beyond the phrase “under consideration.”

What makes Watson’s account particularly pointed is the contrast she draws with the political conversation happening around her. British outlets, including the report that prompted her response, have rightly scrutinized the treatment of UK nationals caught in post-Brexit administrative limbo across Europe — people separated from partners, facing deportation, navigating hostile bureaucracies in countries where they had built their lives. The outrage is legitimate. The cases are real.

But Watson’s experience suggests the United Kingdom’s own immigration apparatus is producing the same outcomes for the spouses and family members of British citizens — quietly, without comparable scrutiny. She is not a migrant seeking opportunity. She is an older woman trying to retire beside her husband of nearly four decades, in a country where they own a home and where their sons live.

The Brexit settlement reshaped freedom of movement in ways that were always going to generate human costs. Those costs were debated, minimized, and sometimes dismissed during the years of argument that preceded the UK’s departure from the European Union. What Watson’s case illustrates is that those costs have not been absorbed evenly or transparently — and that they fall, with particular weight, on people who have the least capacity to absorb prolonged uncertainty.

At 71, Watson writes, she and her husband are “losing precious time together to bureaucratic inertia.” That sentence carries more weight than any policy document. If the United Kingdom expects European governments to treat British citizens with basic humanity, it is reasonable to ask whether its own Home Office is meeting that standard for the families of its own people.

So far, the answer is not encouraging.

Quebec Election Day 17: CAQ Pledges 300 New Officers as Parties Trade Promises on Public Safety, Health and Transit

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With less than three weeks until Quebec voters head to the polls on October 5, all four major parties fanned out across the province on Saturday to deliver a flurry of campaign pledges, spanning public safety, health care, transit and education. The Coalition Avenir Québec led the day’s headlines with a promise to hire 300 new police officers and 50 Crown prosecutors, while rival parties staked out competing visions for the health-care system and public services.

CAQ leader Christine Fréchette made her announcement at the Quebec police academy in Nicolet, committing $196 million to expand both the Sûreté du Québec and municipal police forces. She framed the pledge squarely around the evolution of criminal activity in the province. “In recent years, crime has changed in Quebec,” Fréchette said. “Now, criminals are recruiting our young people online. Harassment, fraud, and extortion are now happening online. Armed violence is a growing concern for citizens.”

Beyond the officer and prosecutor numbers, the CAQ would spend $13 million to deploy joint teams pairing a police officer with a mental health professional in regional communities — a model that acknowledges the limits of purely law-enforcement responses to complex social problems. Two technological expertise centres, one in Montreal and one in Quebec City, would be established at a cost of $14 million to coordinate intelligence across police forces on fraud, online recruitment of minors, youth radicalization and illicit trafficking.

On health care, both the Parti Québécois and the Quebec Liberal Party presented reform visions that share a common thread: shifting the system’s centre of gravity away from hospitals and toward prevention and primary care. PQ leader Paul St-Pierre Plamondon, speaking in eastern Montreal, promised to invest $150 million over four years in CLSCs, positioning them as the primary gateway to care. His party would also increase the public health prevention budget by $550 million over four years, with measures targeting physical activity, mental health and the over-prescription of medications. St-Pierre Plamondon also called for expanding medical school cohorts and establishing programs at regional universities to address persistent shortages of health professionals outside major urban centres.

The Liberals took a complementary but distinct angle. Speaking in Trois-Rivières, Liberal spokesperson Charles Milliard announced that a PLQ government would gradually raise the share of health spending devoted to prevention, reaching 5 per cent by the end of the next decade. The funds would support cancer screening programs, chronic disease prevention and vaccination drives. The party also proposed a personalized Quebec Prevention Pathway for eligible residents, delivering tailored invitations to screening and preventive interventions based on age, sex and individual risk factors.

Québec Solidaire moved on transit. Spokesperson Ruba Ghazal announced in Montreal that a QS government would make public transit free for riders under 25 and those 65 and older, while offering a 20 per cent tax credit to all other users. The party estimates the combined cost of free fares and the tax credit at $270 million annually, with an additional $230 million earmarked for maintaining and improving services — a total commitment of $500 million per year. Ghazal argued the measure would save a Montreal family with two teenagers up to $2,100 annually, and a single adult up to $792.

“We don’t want cities to bear the burden of expanding public transit and meeting the population’s needs — the Quebec government must step up,” Ghazal said.

The Quebec Conservative Party turned its attention to education, with leader Éric Duhaime promising to dramatically restructure the French-language school system. The PCQ would reduce the number of school service centres from the current 61 to just 17, refocusing their mandate on support and coordination rather than administration. Schools would receive direct funding and gain greater authority over program offerings, staffing and transportation. The party also proposed ending residential proximity as the primary criterion for school enrollment, allowing families to choose a school in a neighbouring area if it better fits their child’s needs. The reforms would begin as pilot projects in targeted regions before broader implementation.

The breadth of Saturday’s announcements reflects the compressed urgency of a campaign entering its final stretch, with each party working to consolidate support across a province where health care, public safety and the cost of living remain top concerns for voters.

P.E.I. Premier Condemns For-Profit Doctor Service — But Can the Government Actually Stop It?

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What is PEIDoctor.com, and why is it causing a political storm?

A for-profit medical service operating quietly in Prince Edward Island for several months has suddenly found itself at the centre of a sharp political confrontation. PEIDoctor.com, run by EndWell Management Inc., offers same-day, non-emergency access to a physician for international visitors and Quebec residents — including evening and weekend appointments, and even house calls to hotels, cottages, or Airbnb rentals. The service charges a fee for access that is not covered by P.E.I.’s public health insurance, and it has been operating within existing provincial rules. That last detail, however, has done little to quiet the controversy.

The dispute became public after Marius Croeser, the CEO of EndWell Management Inc., appeared on CBC News: Compass to defend the company’s model. The reaction from Premier Rob Lantz was immediate and unambiguous: he took to social media to declare he was “outraged” that PEIDoctor.com was “prioritizing for-profit health-care services within the province,” arguing that the company was doing so “at the expense of providing care to Island families that need it.” He added that he had directed the Department of Health and Wellness to review the matter and “find a way to put a stop to it,” telling Islanders to “stay tuned.”

Is the company actually breaking any rules?

This is where the situation becomes legally and administratively complicated. According to the P.E.I. Department of Health and Wellness, PEIDoctor.com is not, in fact, violating any existing provincial rules. The reason lies in a structural feature of Canada’s public health-care system: international visitors and out-of-province residents from jurisdictions like Quebec are not covered by P.E.I.’s provincial health insurance. When such individuals need medical attention on the Island, they already face a choice between paying the government directly — for example, by visiting an emergency room or walk-in clinic — or paying a private provider. PEIDoctor.com occupies that second option, and it does so without displacing any insured patient from the public system in any formally prohibited way.

Croeser himself pushed back on the premier’s characterization, suggesting that Lantz may be operating on a misunderstanding of what his company can and cannot do. “We can’t do anything in the public health space. That’s not our place,” Croeser said, “but we can do something around that to support it, and I think we can really help.” His argument is that the service relieves pressure on emergency rooms and walk-in clinics by diverting non-insured, non-emergency patients away from facilities that are already strained — rather than drawing resources away from Islanders who depend on the public system.

What would it actually take to shut it down?

Katherine Fierlbeck, a health policy researcher at Dalhousie University in Halifax, has offered a measured assessment of the government’s options. Because the company is not currently contravening any law or regulation, the provincial government would almost certainly need to introduce new legislation or regulations if it genuinely wants to prevent PEIDoctor.com from continuing to operate in its current form. That is not a trivial undertaking: drafting, debating, and passing new regulatory frameworks takes time, requires legislative will, and may face legal scrutiny depending on how it is constructed.

This raises a genuine tension at the heart of Canadian health-care policy. The Canada Health Act — the federal framework underpinning the country’s universal public health-care system — prohibits extra-billing and user charges for insured services, but it does not extend those protections to people who are not covered by a provincial plan. Provincial governments retain considerable jurisdiction over how health services are organized and delivered within their borders, but that jurisdiction is not unlimited, and any new regulation would need to be carefully designed to withstand legal challenge while achieving its intended effect.

Why does this matter beyond P.E.I.?

The PEIDoctor.com controversy touches on a broader and enduring debate about the boundaries of Canada’s public health-care system — a debate that is especially charged in smaller provinces where physician shortages are acute and the capacity of public facilities is already stretched. P.E.I., like many parts of Atlantic Canada, has long struggled to attract and retain enough family doctors to meet the needs of its permanent population. In that context, the question of whether any physician capacity is being redirected toward fee-paying visitors, even legally, carries real emotional and political weight for Islanders who cannot find a family doctor of their own.

At the same time, Croeser’s argument — that his service channels non-insured patients away from public facilities rather than competing with them — deserves serious examination rather than reflexive dismissal. If the company’s physicians are not otherwise available within the public system, and if their work genuinely reduces pressure on emergency departments during peak tourist season, the picture may be more nuanced than the premier’s social media post suggested. Whether that argument holds up to scrutiny is precisely the kind of question the Department of Health and Wellness’s review should answer — and Islanders, as Lantz himself noted, are waiting.

Trump Floats Trade Deal with Canada “Fairly Soon” as Tariffs Bite and Talks Remain Stalled

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The Canada-U.S. trade relationship lurched through another turbulent week, with President Donald Trump predicting a deal could arrive “fairly soon” — even as formal negotiations remain broken down and new tariffs take hold on both sides of the border.

Trump made his comments while fielding reporters’ questions in Ireland alongside Taoiseach Micheál Martin, responding to a question about whether he was considering withdrawing from the Canada-U.S.-Mexico Agreement, known as CUSMA. His remarks combined a note of optimism with familiar grievances. “The United States has been ripped off for 50 years by Canada,” he said. “We don’t need their product, and they need our product.” The claim sits uneasily alongside the numbers: according to U.S. Census Bureau data, Canada exported US$382 billion in goods to the United States in 2025 and imported US$334 billion in return. A TD Bank report found that in 2024, Canada ranked as the United States’ second-largest trading partner overall, and that 34 American states sell more goods to Canada than to any other foreign economy.

The broader picture of where negotiations stand is worth laying out clearly.

Trump also drew an unusual parallel on Saturday, grouping Canada alongside Iran as countries that “want to make a deal,” and expressing hope that “Canada appreciates being in the same sentence with Iran.” CTV News political commentator Scott Reid, who served as communications director to former Liberal prime minister Paul Martin, said the comparison “really speaks to the destructive nature of Donald Trump’s foreign policy” and that Canada is now being treated “expressly as an enemy.” Reid suggested the remark could harden Canadian public opinion against accepting a deal on American terms.

Diamond Isinger, a policy and advocacy strategist who advised former prime minister Justin Trudeau during the original NAFTA renegotiation, captured the broader mood. “It’s hard to keep up with the ups and downs of the Canada-U.S. dynamic right now,” she said. While she acknowledged a slight easing of tensions, she cautioned that simply returning to the table on the same terms that existed before talks broke down would not be enough. Any resumption of serious negotiations, she argued, would require the United States to bring genuinely new offers — because Canadians would not accept the positions that were on the table just weeks ago. Whether Washington is prepared to move remains, for now, an open question.

Ontario Court System Hit by Data Breach After Unauthorized Access to Case Management Platform

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Ontario’s court system is grappling with a cybersecurity incident that may have exposed personal information belonging to individuals who have appeared in court proceedings or been named in court documents. The province’s three chief justices disclosed the breach in a joint statement posted on September 2, confirming that unauthorized access to a court records platform had occurred more than two months earlier.

The incident traces back to June 30, when Thomson Reuters Canada detected what it described as “unauthorized activity” on its C-Track case management platform — a system used by Ontario courts to store and manage documents and records. Once the intrusion was identified, Thomson Reuters moved to contain it and began assessing what data had been accessed, ultimately determining that some court information was among the compromised material.

The scope of what was exposed remains uncertain.

“Because there remains uncertainty about the exact content of the files that may have been accessed, it is still unclear what information may have been compromised,” the justices wrote. “However, if individuals have been involved in court proceedings or may have been mentioned in court documents, it is possible that some personal information relating to them could have been involved in the incident.” That caveat covers a broad population — anyone who has ever appeared before an Ontario court, been a witness, or simply been referenced in a filing.

The statement was issued jointly by Michael H. Tulloch, Chief Justice of Ontario; Patrick J. Boucher, Chief Justice of the Ontario Superior Court of Justice; and Sharon M. Nicklas, Chief Justice of the Ontario Court of Justice. Their public acknowledgment, while measured in tone, signals the seriousness with which the judiciary is treating the breach, given that court records routinely contain sensitive personal details — addresses, financial disclosures, testimony, and family information — that carry real risks if misused.

On the financial side, the justices offered a degree of reassurance, noting that there is currently no indication that any systems used to process financial transactions related to court proceedings were affected. They also confirmed that, to date, there is no evidence the incident has resulted in identity theft.

Thomson Reuters has since implemented additional safeguards and security enhancements to the C-Track platform, the justices added. The investigation, however, remains ongoing, meaning the full picture of what was accessed — and by whom — has yet to emerge.

Courts are among the most sensitive repositories of personal information held by any public institution. A breach of this kind raises legitimate questions about how private-sector vendors that manage public judicial infrastructure are vetted, monitored, and held accountable when something goes wrong. The two-month gap between the June 30 incident and the September 2 public disclosure will also draw scrutiny, even if some delay is common while investigations are underway.

For now, Ontarians who have had any involvement in court proceedings — as parties, witnesses, or simply as named individuals — are left in a state of partial uncertainty, waiting for an investigation to tell them what, exactly, was taken.

Calgary’s Housing Supply Gap Is Narrowing — But Construction Is Already Slowing Down

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A Shrinking Gap, a Fragile Momentum

Calgary stands out as one of the few major Canadian cities where the gap between housing supply and the levels needed to restore pre-pandemic affordability has measurably narrowed — yet the construction boom driving that progress is already showing signs of cooling, according to the Canada Mortgage and Housing Corporation (CMHC).

What the Numbers Say

In its latest supply gap estimate report, the federal housing agency found that Calgary needs between 4,000 and 5,000 additional units annually through 2036 to return to pre-pandemic affordability conditions — a figure that translates to roughly 23,000 to 24,000 total new housing starts per year over the next decade. Crucially, that target represents approximately half the gap CMHC had identified in its previous estimate.

“What we’ve seen is years of record housing starts have resulted in a significant narrowing in that gap as builders have stepped up scaling supply,” said Taylor Pardy, CMHC’s lead economist for the Prairies. “It’s actually been cut in half relative to our previous estimate.”

Calgary recorded 27,000 housing starts in 2024 alone — the third consecutive year of record home construction. Current trends suggest the city is on pace to build approximately 19,000 homes in 2025, a figure that, while still above the ten-year historical average, falls short of the annual target required to close the gap entirely.

A Slowdown Already Underway

The deceleration is not incidental. Total housing starts have declined by more than 20 per cent as projects initiated in recent years reach completion and fewer new ones break ground. CMHC attributes the pullback to a confluence of pressures: rising vacancy rates, growing inventories, elevated construction costs, and what the agency describes as “broader economic uncertainty.”

“As a result, we expect supply growth to moderate once the current development pipeline is delivered,” CMHC stated in its report — a warning that the city’s recent gains could prove temporary if the conditions sustaining them are not maintained.

The Rezoning Reversal and Its Consequences

Into this already uncertain picture steps a significant policy shift. Calgary’s current city council voted earlier this year to repeal a citywide rezoning policy that had been adopted under the previous council and took effect in August 2024. That policy had changed the city’s base residential zoning to permit a broader range of housing types — duplexes, rowhomes, townhouses — on a single property without requiring a public hearing. Its repeal will see 306,774 residential properties redesignated back to their original low-density classifications, effective August 2025.

Alex McColl, a board member with More Neighbours Calgary, a housing advocacy organization, acknowledged that the narrowing supply gap is “a good thing,” but expressed concern about what comes next. “This council is riding the momentum created by the previous housing strategy, which is good,” he said. “But repeal without replacement reverses the conditions that increase housing supply.” He warned that the lag between starts and completions means the consequences of today’s decisions will only become visible in two years’ time — and that the direction of travel is already worrying.

Mayor Jeromy Farkas defended the repeal during a question-and-answer session with a local Rotary Club chapter, arguing that the existing infrastructure was insufficient to support a blanket, city-wide approach. “I don’t think, with the infrastructure that’s in the ground, that it was adequate to be able to take a one-size-fits-all approach,” Farkas said. “But that said, we have to continue to build and we have to continue to build the housing that Calgarians can afford.”

A city spokesperson pointed to continued building permit activity in newer communities such as Ricardo Ranch and Alpine Park, as well as in established neighbourhoods like Haysboro and Tuxedo Park, as evidence that construction remains broadly active. “Altogether, Calgary continues to see strong housing construction which is helping to approach a balance between supply and demand,” the city said in a statement.

Looking Ahead: A Narrower Housing Strategy

Beyond the rezoning debate, Calgary city council is preparing to vote on a revised housing strategy that has been significantly scaled back — from 98 recommendations to approximately 10 — with a sharpened focus on non-market housing. The shift signals a reorientation of the city’s approach at a moment when the trajectory of market-rate construction remains uncertain.

For long-time residents like Judy Klassen, the pace of development has itself become a source of unease. “I don’t like it,” she told Global News, gesturing at the density appearing in older neighbourhoods. “Look at all the condos they’re putting up. Even in the older areas, they’re building eightplexes on one lot.” Her discomfort reflects a tension familiar to many Canadian cities: the urgent need for more homes, and the genuine disruption that building them entails for existing communities.

Calgary’s housing story, for now, is one of real progress built on fragile foundations — a supply gap halved by years of exceptional construction, but a policy environment and economic climate that offer no guarantee the momentum will hold.

Tech Giants, Public Harm, and the Question of Accountability: What Canadians Need to Know

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A question that has quietly gathered force over the past decade is now pressing itself into the centre of public debate in Canada and beyond: when the products built by the world’s largest technology companies cause measurable harm to people, who bears responsibility? The platforms that mediate so much of modern life — shaping how Canadians consume news, how children experience adolescence, how workers find employment, and how communities organize themselves — have long operated in a regulatory environment that has struggled to keep pace with their reach and influence.

The analogy to other industries is instructive, even if imperfect. Pharmaceutical companies face liability when their drugs cause unforeseen injury. Automakers are held to safety standards enforced by the state. Food producers must meet labelling requirements designed to protect consumers who cannot independently verify what they are ingesting. The underlying logic in each case is the same: when a product enters the lives of millions of people, the entity that designed and distributed it carries a duty of care that the market alone cannot enforce. The question now being asked — with increasing urgency by regulators, civil society organizations, and ordinary citizens — is why the technology sector has so far been treated differently.

This is not a purely abstract debate. It has concrete stakes for Canadians, whose federal government has been working, haltingly and amid considerable political turbulence, to develop a legislative framework for artificial intelligence through the proposed Artificial Intelligence and Data Act. That effort reflects a genuine recognition that the absence of clear rules creates real costs — costs borne disproportionately by the most vulnerable users of these systems.

At the same time, the Canadian investment landscape is signalling where private capital believes the future lies. Recent announcements from RBC, Wittington Ventures, and Power Sustainable point toward a deepening commitment to AI-related ventures, suggesting that the financial sector is moving quickly to position itself within an ecosystem that remains, for now, only loosely governed. The scale of these investments is not incidental to the accountability question — it reflects the degree to which AI infrastructure is becoming embedded in institutions that touch everyday Canadian life, from banking to retail to energy.

The federal government’s parallel effort to boost AI literacy among Canadians deserves more attention than it typically receives. There is something quietly important about the state investing in the capacity of its citizens to understand the technologies that govern increasing portions of their lives. Informed citizens are better positioned to demand accountability, to participate meaningfully in regulatory consultations, and to recognize when a system is producing outcomes that are unjust or opaque. Literacy, in this sense, is not merely educational — it is civic infrastructure.

Critics of stronger tech regulation often warn that heavy-handed rules will stifle innovation, drive investment elsewhere, or place Canadian companies at a disadvantage relative to American and Chinese competitors operating in less restrictive environments. These are not frivolous concerns, and a serious regulatory framework must grapple with them honestly. But the argument that accountability necessarily conflicts with innovation rests on a premise worth scrutinizing: that the harms currently externalized onto users, communities, and democratic institutions are simply the unavoidable price of technological progress. That premise is contestable, and increasingly contested.

Canada’s parliamentary tradition and its federal structure offer both resources and complications for addressing this challenge. Jurisdiction over some dimensions of technology regulation sits with Ottawa, while others — consumer protection, property and civil rights, aspects of privacy — involve the provinces in ways that require coordination rather than unilateral action. Quebec, which has moved further and faster than most jurisdictions in North America on privacy legislation through Law 25, offers a useful case study in what assertive provincial action looks like, and what its limits are when the platforms being regulated operate globally.

Indigenous communities, whose data, languages, and cultural materials have frequently been incorporated into AI training sets without meaningful consent or benefit-sharing, represent a dimension of the accountability question that Canadian public debate has been slow to centre. The principle of data sovereignty — that communities have the right to govern how information about them is collected, used, and shared — is increasingly articulated by Indigenous organizations, and it sits in productive tension with the assumptions built into most commercial AI development. Any serious Canadian framework for tech accountability will need to reckon with this, not as an afterthought, but as a foundational matter.

None of this resolves easily. The question of how to hold technology companies accountable for harm is genuinely difficult, involving contested evidence about causation, complex trade-offs between competing values, and institutions — courts, legislatures, regulatory agencies — that were not designed with these problems in mind. But difficulty is not the same as impossibility, and the fact that the question is hard does not justify deferring it indefinitely while the harms accumulate.

What is clear is that the current default — in which platforms bear minimal legal liability for the consequences of their design choices, their algorithmic amplification decisions, and their data practices — is itself a policy choice, not a natural state of affairs. It was arrived at through specific legislative decisions, lobbying campaigns, and judicial interpretations, and it can be revisited. The more important question is not whether tech giants should be held responsible for the harm caused by their products, but how that responsibility should be defined, allocated, and enforced in a way that is proportionate, evidence-based, and genuinely protective of the public interest. Canada has both the institutions and the democratic tradition to take that question seriously. Whether it will summon the political will to do so remains to be seen.